PalmPay uses biometric identification based on the unique vein pattern of the palm.
PalmPay Technology Overview
Image Capture
A near-infrared (NIR) camera integrated into the terminal scans the palm and captures the unique vein structure beneath the skin. The NIR spectrum enables clear visualization of blood vessels, which cannot be forged or replicated.
Image Capture
A near-infrared (NIR) camera integrated into the terminal scans the palm and captures the unique vein structure beneath the skin. The NIR spectrum enables clear visualization of blood vessels, which cannot be forged or replicated.
Image Capture
A near-infrared (NIR) camera integrated into the terminal scans the palm and captures the unique vein structure beneath the skin. The NIR spectrum enables clear visualization of blood vessels, which cannot be forged or replicated.
Image Capture
A near-infrared (NIR) camera integrated into the terminal scans the palm and captures the unique vein structure beneath the skin. The NIR spectrum enables clear visualization of blood vessels, which cannot be forged or replicated.
Biometric Template Creation
Advanced processing algorithms extract the key features of the vein pattern and convert them into a digital biometric template. The template is stored as a mathematical vector, not as an image.
Biometric Template Creation
Advanced processing algorithms extract the key features of the vein pattern and convert them into a digital biometric template. The template is stored as a mathematical vector, not as an image.
Biometric Template Creation
Advanced processing algorithms extract the key features of the vein pattern and convert them into a digital biometric template. The template is stored as a mathematical vector, not as an image.
Biometric Template Creation
Advanced processing algorithms extract the key features of the vein pattern and convert them into a digital biometric template. The template is stored as a mathematical vector, not as an image.
Matching and Verification
When a user interacts with the system, the newly created template is compared with registered data stored in the PalmPay biometric server. The search and verification process takes only milliseconds.
Matching and Verification
When a user interacts with the system, the newly created template is compared with registered data stored in the PalmPay biometric server. The search and verification process takes only milliseconds.
Matching and Verification
When a user interacts with the system, the newly created template is compared with registered data stored in the PalmPay biometric server. The search and verification process takes only milliseconds.
Matching and Verification
When a user interacts with the system, the newly created template is compared with registered data stored in the PalmPay biometric server. The search and verification process takes only milliseconds.
Service Integration
After successful verification, the PalmPay server returns a unique user identifier. This identifier can be linked to multiple applications: Bank cards, Loyalty systems, Transport tickets, Access control systems
Service Integration
After successful verification, the PalmPay server returns a unique user identifier. This identifier can be linked to multiple applications: Bank cards, Loyalty systems, Transport tickets, Access control systems
Service Integration
After successful verification, the PalmPay server returns a unique user identifier. This identifier can be linked to multiple applications: Bank cards, Loyalty systems, Transport tickets, Access control systems
Service Integration
After successful verification, the PalmPay server returns a unique user identifier. This identifier can be linked to multiple applications: Bank cards, Loyalty systems, Transport tickets, Access control systems
Data Security
All biometric templates are stored in encrypted form. Data transmission between the terminal and server takes place through secure communication channels.
Data Security
All biometric templates are stored in encrypted form. Data transmission between the terminal and server takes place through secure communication channels.
Data Security
All biometric templates are stored in encrypted form. Data transmission between the terminal and server takes place through secure communication channels.
Data Security
All biometric templates are stored in encrypted form. Data transmission between the terminal and server takes place through secure communication channels.
Arvion SensorARVION PalmPay delivers instant, contactless payment authentication in under a second.
Once verified, the payment is processed within seconds — no wallet, phone, or card required. Just your palm.
Palm Scan
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Users simply hover their palm over the sensor — first to capture their unique vein pattern during registration, and later to authenticate securely, touchlessly, and hygienically.
Once verified, the payment is processed within seconds — no wallet, phone, or card required. Just your palm.
Instant Payment
Biometric Match
Arvion PalmPay instantly matches the scanned palm to the user’s encrypted biometric data, ensuring accurate and fraud-resistant identification.
Use Cases
Secure access, staff authentication, and seamless citizen interaction in government offices, healthcare, and education.
Public Sector
Access Control
Use ARVION technology at turnstiles, stations, or onboard for quick and ticketless travel.
Banking
Streamline ATM and branch experiences with secure biometric authentication.
Retail & POS
Enable frictionless in-store payment with just a palm scan.
Arvion featured at PLUS Forum in Tashkent — Arvion PalmPay heading into implementation with a leading regional client. Rising demand for biometric payments and new connections shaping our Central Asia roadmap.
#DigitalUzbekistan 2025
Arvion featured at PLUS Forum in Tashkent — Arvion PalmPay heading into implementation with a leading regional client. Rising demand for biometric payments and new connections shaping our Central Asia roadmap.
#DigitalUzbekistan 2025
Strong momentum continues as we expand discussions across the region. Growing global interest in biometric payments and strategic connections shaping our expansion roadmap.
#SeamlessDubai 2025
Strong momentum continues as we expand discussions across the region. Growing global interest in biometric payments and strategic connections shaping our expansion roadmap.
#SeamlessDubai 2025
Arvion featured at PLUS Forum in Tashkent — Arvion PalmPay heading into implementation with a leading regional client. Rising demand for biometric payments and new connections shaping our Central Asia roadmap.
#DigitalUzbekistan 2025
Arvion featured at PLUS Forum in Tashkent — Arvion PalmPay heading into implementation with a leading regional client. Rising demand for biometric payments and new connections shaping our Central Asia roadmap.
#DigitalUzbekistan 2025
Strong momentum continues as we expand discussions across the region. Growing global interest in biometric payments and strategic connections shaping our expansion roadmap.
#SeamlessDubai 2025
Strong momentum continues as we expand discussions across the region. Growing global interest in biometric payments and strategic connections shaping our expansion roadmap.
#SeamlessDubai 2025
Arvion featured at PLUS Forum in Tashkent — Arvion PalmPay heading into implementation with a leading regional client. Rising demand for biometric payments and new connections shaping our Central Asia roadmap.
#DigitalUzbekistan 2025
Arvion featured at PLUS Forum in Tashkent — Arvion PalmPay heading into implementation with a leading regional client. Rising demand for biometric payments and new connections shaping our Central Asia roadmap.
#DigitalUzbekistan 2025
Strong momentum continues as we expand discussions across the region. Growing global interest in biometric payments and strategic connections shaping our expansion roadmap.
#SeamlessDubai 2025
Strong momentum continues as we expand discussions across the region. Growing global interest in biometric payments and strategic connections shaping our expansion roadmap.
#SeamlessDubai 2025
Frequently asked questions
Answers to questions you may have
PalmPay is a contactless biometric payment solution using palm vein recognition and NFC. It enables users to pay by simply hovering their hand — no phone, card, or PIN required.
Extremely secure. Palm vein patterns are internal and invisible, making them impossible to forge or photograph. All data is encrypted and processed locally — nothing is stored in the cloud.
Yes. Our ARVION Sensor easily integrates with most POS systems through API. It adds palm ID and NFC functionality without replacing your existing setup
Our expertise in this area includes:
tax structures
VAT
customs and excise duties
transfer pricing
double taxation treaties
capital controls
cross-border tax issues
PalmPay is ideal for banking, retail, hospitality, transport, smart buildings, and any business looking to offer frictionless identity or payment experiences.